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How to Choose the Best Bathroom Design for Your Home

Are you building your new home? Or are you just having a little remodeling? Well, in any case, don’t forget to give some love to your bathroom! But, how do you design a bathroom that best fits your style and family life? Find out here! What are you...

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Buy to save: why buying a home makes more sense than renting

In the UK, an estimated 65% of people own their homes, and new research shows getting on the property ladder can be cheaper in the long run than renting. Santander Mortgages has released new research on the monetary difference between buying a proper...

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Typical Property Took 26 Days To Sell In May

Available homes continue to sell quickly with the typical property going under contract in less than a month, according to new numbers from the National Association of Realtors. The newly released data shows the average property sold in 26 days, whic...

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Top 7 stories this week in housing and property investment: 22 June

Welcome to our weekly update giving you the key stories, breaking news and topical analysis from the past week up to today, 22 June 2018. This week we put the spotlight on Leeds as the next up-and-coming area in the north, while the list of top locat...

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New guidance for HMO landlords revealed by government

Ahead of a major overhaul that will affect owners of houses in multiple occupation (HMOs) from 1 October this year, the government has published more detailed guidance which landlords should be aware of. In a bid to prevent overcrowding and ensure la...

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Location is key for best rental yields for buy-to-let landlords

Landlords and buy-to-let investors looking to achieve the highest rental returns need to look at a variety of factors, but one of the most influential elements is location. Property is still one of the most popular investment choices in the UK, but f...

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Steady Rates Lead To Boosted Mortgage Demand

A quiet week for interest rates led to a boost in mortgage demand, according to the most recent results of the Mortgage Bankers Association’s Weekly Applications Survey. Overall demand was up 5.1 percent from the previous week, which helped push th...

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Making a fresh start? New mortgage helps those going through separation

Homeowners whose personal circumstances change can be faced with a number of tough decisions and limited options, but one lender is now offering a helpful new product. Going through a separation or divorce is difficult enough, without the added stres...

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Find out the top 10 things that today’s homebuyers really want….

There’s a perfect property out there for everyone – whether you’re an investor or an owner-occupier – and property portal Zoopla has narrowed down the 10 most looked-for requirements. Those hunting for a property to buy online will often spen...

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New-build sales are on the rise in these key locations in the UK

New housing developments continue to spring up across the country, but certain cities are definitely leading the way while others are lagging behind. Analysis by online estate agents Sell House Fast, assessing the latest data released from the Minis...

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What Do Homeowners Do With Their Equity?

One of the main arguments in favor of buying a home is equity. When you rent, you’re sending your monthly payment to a landlord. As a buyer, your monthly mortgage payment is helping to build equity. Of course, many homeowners wait and then, followi...

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Lenders revitalise interest-only mortgage market to meet borrower needs

After the financial crisis, interest-only mortgages became a rarity with borrowers having to prove how they would pay off their loans, but things have now begun to change. Under the scrutiny of the Financial Conduct Authority (FCA), lenders seemed t...

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Are property investments more reliable than pensions to fund retirement?

Over-50s are set to cash in on the last 20 years of soaring house prices with many expecting to rely on income from their properties when they hit retirement. Some pensions are beginning to decrease in real terms, and many people on the verge of reti...

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Builders Confident But Concerned About Costs

These days, the health of the housing market is a matter of inventory. Right now, there are fewer houses available for sale than is typical and, because of it, prices are rising and sales aren’t as high as they might be otherwise. However, as more ...

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How many years do Londoners spend renting? It’s less than you think

The capital is home to the highest proportion of Generation Rent in the country, but surprisingly most Londoners spend less time as a tenant than the national average. A sixth of all the UK’s renters live in London, which is a total of 2.7 million ...

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Northern housing market continues to strengthen as south struggles

There has always been a north-south divide when it comes to property, but buyer demand is now soaring in the north while it stagnates in the south, which could even out the house price gap. House prices have edged up by an average 0.4% over the past ...

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What is gazundering and why is it making a comeback?

While most property purchases go ahead without a hitch, there has been a rise in the number of sellers being “gazundered” by opportunistic buyers. The majority of homebuyers can expect it to take an average of eight to 12 weeks from an offer firs...

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Buyer Demand High Despite Rising Prices

Home prices have been on the rise for a while now. But, in most cases, the jump in values was really just prices recovering the losses suffered following the financial crisis. After the housing crash, prices plummeted and, in the years following, the...

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New report reveals homebuyers were lied to in leasehold scandal

The government is still in the process of consulting on a total ban of leaseholds on new homes, but in the meantime it seems that people are still being stung and misled by high fees and doubling ground rents. People are being trapped in homes they c...

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7 Ways to Lower Your Home Energy Bill

Residential energy efficiency is a topic that has fully entered the mainstream, and for good reasons, too. The residential landscape has a profound impact on our environment, but our wallets, as well. An average home still wastes a staggering amount ...

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Brits still prefer period properties – can new-builds win us over?

Finding a home with bags of character is still a top priority for the majority of UK homebuyer hopefuls, but could they be overlooking all the added benefits that come with investing in a new-build? Sales of new-builds are soaring with the Ministry ...

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Good jobs, low living costs and high yields: this city is one to beat

Leeds has been hailed as the best city in the UK to be a graduate, and it’s awash with opportunities for property investors and buy-to-let landlords too. With reasonable rents and house prices, excellent job opportunities and starting salaries, and...

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Where Are The Nation’s Fastest Growing Luxury Markets?

When shopping for a house to buy, it’s hard not to fantasize about homes that are out of your price range. Regardless of what you plan to spend, it’s fun to imagine buying a house even bigger, nicer, and more feature filled than the ones within y...

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Top 7 stories this week in housing and property investment: 15 June

Welcome to our weekly update giving you the key stories, breaking news and topical analysis from the past week up to today, 15 June 2018. This week, Brexit has once again reared its ugly head as experts predict it will have a negative impact on Londo...

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Homes England will begin to deliver new homes faster to ease shortage

At the end of June, Homes England will launch a procurement initiative intended to support the government’s annual target of 300,000 new homes per annum by the mid-2020s. The new Multidisciplinary and Technical Services Frameworks will provide a w...

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China could step up UK investment after regulations relaxed in Beijing

After the Chinese government restricted outward investments from the country earlier this year, a new amendment to the rules could provide a much-needed loophole making it easier for Chinese buyers to invest in the UK. While outbound investment from ...

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Mortgage Rate Rise Doesn’t Deter First Time Buyers

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates were up last week across all loan categories, including 30-year fixed-rate loans with both conforming and jumbo balances, loans backed by the Federal...

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Maximising mortgage interest tax relief for landlords

As landlords continue to get to grips with the rollout of mortgage tax relief changes as a result of new Section 24 tax rules, some lenders are offering a helping hand to minimise the effects. Up until recently, landlords have had a major tax advanta...

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Your Condo Buying Checklist

Are you planning to buy a condo? When it comes to home ownership, condos are an attractive option. They’re generally more affordable, easier to maintain, amenity-rich and often located in desirable neighborhoods. Here are some advice on what you n...

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Rents might be about to rise but landlords can still keep tenants happy

With the latest news that as many as two million private tenants could see their rents rise at some point this year, landlords can address their tenants’ worries through better communication. Around 43% of tenants in the private rented sector (PRS)...

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First-time buyers flood the market while more homeowners stay put

Aspiring homeowners are making the most of the recent first-time buyer focus from the government, but the second-stepper market has slowed as people hang onto their homes for longer. Successful first-time buyer mortgage applications – those that ha...

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People of the UK support building of more affordable housing locally

A recent survey has found that the UK remains committed to new homes being built locally as the government strives to meet its construction target. The latest findings published by the Ministry of Housing, Communities and Local Government in the ‘B...

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Credit Standards And What They Mean To You

There are many factors that play a role in determining whether you’re able to qualify for a mortgage. Credit standards are one of them. But unlike your income or debts, they aren’t as easy to keep up with. They are important, though, so here’s ...

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Landlords can attract tenants by helping them boost credit scores

Private tenants in the UK can keep up with rental payments for years yet never see any improvement on their credit scores, but more options are opening up to remedy the situation – and landlords can take advantage too. Since the government launched...

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Improving the home buying, selling and conveyancing process

The home buying and selling process in England and Wales is fundamentally flawed and has come under great scrutiny in the last year, however, this spotlight offers an unparalleled window of opportunity to radically improve the process. Ownership of ...

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Lenders explore new ways to attract customers with low tracker rate

Tracker rate mortgages offer a variable rate that tracks another external rate, usually the base rate. At a time when a base rate increase later this year is almost a certainty, it is unusual to see that the two-year tracker rate has fallen for the t...

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Cautious Buyers May Be Overestimating Costs

Affordability is the top concern for potential home buyers entering the summer season. That’s not a surprise. With prices and mortgage rates up, it’s natural that Americans who are hoping to buy might be leery when seeing news of rising housing c...

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Paying for convenience: how supermarkets affect house prices

For anyone investing in a property, looking at what local amenities are on offer is a vital part of the research, and it seems that even the presence of a budget supermarket makes an area more desirable – and bumps up house prices. The “Waitrose ...

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Tenant deposits could be capped at three weeks under Labour

Opinions across the housing industry are decidedly mixed on the upcoming Tenant Fees Bill, which proposes a six-week cap on tenant deposits as well as a letting fees ban – but Labour wants deposits reduced even further. The Tenant Fees Bill is expe...

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More buy-to-let landlords switching to limited companies

As landlords continue to look for ways to beat the latest raft of tax changes and stricter lending rules, purchasing buy-to-let properties through a limited company is growing in popularity. Setting up a limited company through which to buy and opera...

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One Way New Homeowners Can Save Money

There are a lot of things you need to set money aside for when you’re getting ready to buy a house. You have to have money for a down payment, closing costs, and moving expenses but you also need to consider how much you’ll need for any future ho...

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Which professions can afford to buy a home in the UK’s main cities?

The gap between wages and house prices has been growing for several years, and new research has revealed which occupations can now afford to get onto the property ladder across the UK. Train drivers in London can afford to buy around 27% of the capit...

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Brexit uncertainty expected to hit London property market hardest

With the date for Brexit now less than a year away, property industry experts are predicting a difficult time ahead for the London housing market as it could be set to see its first annual fall since the financial crisis. Between a group of 30 specia...

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Should landlords be carrying out immigration checks on tenants?

The government’s Right To Rent policy is being challenged in the High Court amid concerns that it encourages racism and discrimination by landlords against potential tenants. The challenge was launched by the Joint Council for the Welfare of Immigr...

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Housing shortage encourages developers to look further afield

Land is at a premium across the UK, and housebuilders are having to keep their options open when looking for new sites for their developments. Data published by the Ministry of Housing, Communities and Local Government (MHCLG) confirms that the numbe...

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Americans Say Now Is The Time To Sell A House

Depending on your plans, the fact that home prices have been increasing lately could be good or bad. After all, current homeowners who are looking to sell a house will feel much differently about higher prices than a first-time buyer who has to save ...

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Home Improvements to Get You Ready for the Summer

If you can’t wait for the summer to finally arrive, you can take your mind off of it by getting into a few home improvement projects. These little updates will make this season the best summer of your life! Let’s see what you can do! Update your ...

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Top 7 stories this week in housing and property investment: 8 June

Welcome to our weekly update giving you the key stories, breaking news and topical analysis from the past week up to today, 8 June 2018. While now is a great time for expats and overseas investors to invest in the UK property market due to the weaker...

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Sellers are coming back to market as listings pick up before summer

The number of properties listed for sale across the UK leapt to its highest level since the beginning of last year with a major pickup towards the end of May. Last month saw 73,577 new homes being listed on the market by sellers using estate agents, ...

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New Town Development Corporations will help councils build more homes

Pressure for the government to deliver on its target of providing 300,000 new homes a year by the mid 2020s continues to rise. In direct response to this, various moves are afoot to invest wider powers to councils at a local level across England, aft...

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Mortgage Rates Drop To Lowest Level In Weeks

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates fell last week across all loan categories, bringing rates to their lowest level in six weeks. Rates were down for 30-year fixed-rate loans with confo...

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Government’s Help To Buy scheme is available to top-earners too

The government’s Help To Buy scheme has aided thousands of property purchases since it was launched in April 2013, but it’s not solely for struggling first-time buyers… While Help To Buy has given 128,317 first-time buyers a helping hand onto t...

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Three ways property investors can diversify their assets

As the UK property market, like any asset class, continues to change, it is vital that property investors adapt in order to continue to make the most from their investments. For investors, diversifying your portfolio is one of the best ways to maximi...

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Which mortgage: Consumer buy-to-let or buy-to-let for accidental landlords

In today’s housing market it’s not uncommon for homeowners to find themselves accidental landlords through necessity, not choice because they are struggling to sell, or have inherited a property. Renting these properties to tenants while holding ...

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Conveyancing: what is it and how could it be improved?

Buying a property can be a daunting and complex process, particularly for first-time buyers, and a new survey has revealed that many homebuyers think the conveyancing process has room for improvement. Conveyancing is usually carried out by a solicito...

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First Quarter Sees Return Of First-Time Buyers

First-time home buyers are an important demographic when it comes to the health of the housing market. Because they’ve historically accounted for about 40 percent of home sales, they garner a lot of attention from experts, economists, and analysts ...

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London renters being priced out as costs rise faster than wages

The cost of renting a home in London has soared over recent years, with the price of a typical two-bed rising three times faster than average wages since 2011. London businesses have been urged to up wages or face an exodus of employees looking for m...

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Manchester named the best place to be a landlord in the UK

If you’re looking to invest in buy-to-let property in the UK, it’s worth knowing that Manchester has just been listed as the top place to be a landlord – pushing London into second place. Online comparison portal GoCompare has compiled a list r...

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Seeking immunity from rate rises? Try long-term fixed-rate mortgages

The Bank of England is expected to put the base rate up at least once this year, bringing with it the possibility of higher interest rates for mortgage holders. According to mortgage broker Private Finance, a 10-year fixed rate mortgage taken out in ...

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Experts rank London as top European city for proptech

Property technology, or proptech, has been taking the housing industry by storm in recent years, and the UK comes out on top for its high levels of innovation in the space. Although the London-specific property market has slowed slightly in recent mo...

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Southern cities see biggest asking price reductions while north thrives

As house price growth in the UK’s cities slows across much of the country, new figures reveal that sellers in the south of England are having to offer the biggest discounts to attract buyers. Both Oxford and London saw property sellers lowering the...

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Home Staging: Chic Décor Secrets that Appeal to Buyers

Home staging isn’t about showing off your stunning sense of style – it’s about putting yourself in the buyers’ shoes. Make a fantastic first impression that will help you win over top buyers on the market. Thus, you need to take that opportun...

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Build-to-rent becoming more mainstream as landlords consider options

After almost 20 years of growth, the buy-to-let sector has seen its first dip in rental property numbers as more landlords begin to offload some of their assets. While the reasons behind this are complex, build-to-rent could now begin to flourish. Ta...

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More housing investment in Leeds set to transform the city

Leeds is on the cusp of a major boom with another new investment plan announced in the South Bank area of the city, attracting more people and investors to the up and coming area. The city council has been working on the regeneration of the South Ban...

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Pending Home Sales Slow Slightly In April

Between the time an offer is accepted and the deal is closed, a home’s sale is typically referred to as pending. That’s because, there’s a chance, during this period, that the sale won’t go through, as there are a number of hurdles yet to cle...

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Number of homeowners in England rises for first time in 13 years

Homeownership in the UK has been depleting in recent years with the government introducing measures to encourage more people onto the property ladder, including building more new homes – but Generation Rent won’t be going anywhere. Official data ...

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Investing in buy-to-let from abroad could be losing expats thousands

Millions of pounds a year are being unnecessarily wasted on UK property purchases from abroad, with some buyers losing out on as much as £40,000 – but the extra costs can be avoided. Buying property in the UK is still a top investment choice for t...

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Northern highlights: buyers save bigger deposits in north and Scotland

New research just released by MyJobQuote highlights the fact that the UK’s north-south divide definitely favours would-be first-time buyers living in the north of England and Scotland. Those who took part in the research survey had all been saving ...

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Why homeowners are positive about today’s housing market

Homeowners in the West Midlands expect their properties to increase in value by an average of 10.6% over the next six months according to a Zoopla survey. Optimism among the country’s homeowners is on a high at the moment, with the vast majority of...

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How Much Does Your Neighborhood Matter?

When you buy a house, you’re also buying the surrounding neighborhood. And, depending on your lifestyle and wishlist, the neighborhood may be even more important to you than the actual home you’re buying. After all, most of your life happens outs...

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Top 7 stories this week in housing and property investment: 1 June

Welcome to our weekly update giving you the key stories, breaking news and topical analysis from the past week up to today, 1 June 2018. This week, we reveal how much buy-to-let investors could make through property investment if they make a savvy ch...

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Good news for first-time buyers as rates fall for 95% LTV mortgages

While first-time buyers are faced with many challenges getting onto the property ladder, they are receiving a helping hand with a number of products aimed at those with smaller deposits. Mortgages rates in general have been increasing, even though th...

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Downsizing: Add Functionality to Your Tiny Home

The tiny home trend happened for various reasons. The millennials are one of the most prominent home buying groups, and they are leading the market toward the more sustainable construction, which includes downsizing. Also, they prefer living in urban...

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Bank of Mum and Dad helping more people than ever onto property ladder

One in four property transactions this year are expected to involve borrowing from parents to fund the purchase, but the amounts of money being borrowed are falling. Grown-up children are relying on cash from their parents to help get them onto the p...

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Landlords competing with first-time buyers for affordable homes

With some landlords looking to sell off cheaper properties in the year ahead, there could be more opportunities ahead for first-time buyers as well as buy-to-let investors looking for well-priced property. The National Landlords Association (NLA) con...

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Average Mortgage Rates Down From Previous Week

Home buyers looking to buy a home this spring have their eye on two things: home prices and mortgage rates. Lately, both have been rising but the latest numbers from the Mortgage Bankers Association’s Weekly Applications Survey offers some potentia...

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West Midlands property market continues to outperform the rest

The latest figures from Rightmove show that the UK’s house prices are now at an average £308,075, but where are the strongest markets? Across the country, asking prices inched up by a modest 0.8% in May according to data from property sale portal ...

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Anticipated base rate rise drives April mortgage market

With the possibility of a base rate rise in May, the April mortgage market was unsurprisingly buoyant. Mortgage approvals increased by 11% on the previous year and gross mortgage lending reached £20.4bn – an increase of 13.3% on 2017. The anticipa...

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Millennials are settling on homes they have not dreamed of

Millennials still have faith in the traditional “American Dream”! This was indicated by the most recent report by ValueInsured Modern Homebuyer Survey which shows 77% of the millennials still hoping to someday own a home. These desires however co...

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Top-priced homes see values slashed more than any other segment

Properties in the UK priced between £500,000 and £1m are experiencing the slowest market conditions for six years, with three quarters of homes in this price bracket having their asking prices lowered. A report from the Royal Institute of Chartered...

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The Latest On Where Home Prices Are Headed

Home prices are a top concern for both home buyers and sellers. After all, a lot of the calculus that goes into determining whether or not it’s a good time to sell or buy a house is based on where home values are and where they are expected to be i...

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Could you have overpaid on your stamp duty bill?

A surprisingly high number of people have been getting their tax calculations wrong when buying second homes or buy-to-let properties, new research has revealed, and many are now owed a refund. Figures from HMRC compiled by estate agent Jackson-Stops...

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Home improvements in one week can add thousands to a property’s value 

New findings from a joint survey by  the Federation of Master Builders (FMB) and the HomeOwners Alliance (HOA) claim that homeowners can add around £50,000 to the value of their property by creating an open plan kitchen dining space and ta...

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Why The New Home Market Matters To You

If you aren’t in the market for a new home, why should you care about the new home market? Well, for starters, it plays a very important role in the health of the housing market. And that affects all buyers, not just new home buyers. How? Simply pu...

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Buy-to-let borrowers receive boost from Nationwide

The Mortgage Works (TMW), the specialist buy-to-let arm of Nationwide Building Society, has offered a lifeline to landlords following a review of its rates and buy-to-let borrowers’ needs.    Tracker rates have been reduced by up to 0.45%, n...

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How to make £6,000 a year through property investment

Property investment in the UK has always been one of the most effective and popular ways to make returns from your money, and a new study has revealed the true extent of how much buy-to-let landlords can make. Over the space of 25 years, a typical bu...

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Home Improvement Jobs to DIY or Leave to a Pro

While a DIY home improvement project can be more fun and rewarding than hiring professionals, every homeowner has at least once been in doubt whether to pay someone or roll up their sleeves. Let’s make a quick list of things you should call pros fo...

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Homes Sell Quickly Even As Inventory Improves

New data from the National Association of Realtors shows the typical for-sale property was on the market for just 26 days in April. And, though sales were down during the month, the speed with which homes are selling is evidence that buyers are inter...

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Significant reduction in the number of interest-only mortgages   

According to UK Finance, there were approximately 3.2 million interest-only mortgages outstanding in 2012. A review carried out by the financial watchdog found that many borrowers had no repayment plan in place, putting them at risk of losing their...

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Economic Data Drives Mortgage Rates Upward

According to the Mortgage Bankers Association’s Weekly Applications Survey, average mortgage rates increased last week across all loan categories. Rates were up for 30-year fixed-rate loans with both conforming and jumbo balances, loans backed by t...

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Moving tips – Best Way to Transport Your Mattress

No matter how well organized or prepared you are about moving to a new house, the issue of how to transport your furniture, electronics, and other household items without inflicting damage on them is usually a challenge. Moving is a costly affair. We...

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Manchester and Salford Top the Property Premier League

New research from estate agency Cushman & Wakefield has confirmed that both Manchester and Salford are topping the table when it comes to outperforming the average UK house prices.  Robust rental yields are also aiding the property market. Met...

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Monetary Policy To Trigger The Next Recession, Experts Say

Leading real estate Zillow in its second quarter survey of Home Price Expectations had polled experts and economists on their projections for the housing market. Nearly half of those surveyed believe that the next recession is likely to occur in 2020...

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What Is The Most Prosperous City In The US?

Prosperous is defined as “successful in material terms; flourishing financially.” And, while money isn’t everything, it’s safe to say we all want to be successful and wouldn’t mind flourishing financially. So where in the country is the bes...

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New Transport Systems Central to Improve the Housing shortage

This month, Prime Minister May announced some bold changes to the National Planning Policy Framework (NPPF), indicating that house builders could be made to commit funding to local infrastructure to include new and improved transport systems. The...

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Housing Outlook Sees Gradual Gains Ahead

The housing market has been in a bit of a holding pattern lately. While there is a high level of home buyer demand, there are a lower-than-normal number of homes for sale. That means, though sales should be booming right now, they are only making mod...

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Mortgage borrowing into retirement is a reality

The mortgage market has traditionally been closed to the older generation as mortgage lenders have upheld a cut off age of 70 or 75, but with social and economic factors meaning that people are buying later in life, there is an increasing need for lo...

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Hot Spot Miami’s Property Prices On A High  

Research this month by NAR Zillow identifies that the property market in the US has seen a strong Spring in 2018 with house prices up by 5.8 per cent compared with 2017. Miami is earmarked as one of a handful of property hot spots for price...

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Generation Z May Become Homeowners Earlier

Generation Z – which is defined as people born between the mid-1990s and early 2000s – is quickly approaching adulthood and will soon face the decision of where to live and whether to rent or buy. But, according to a recent analysis, they may be ...

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Solving the UK’s empty homes problem to ease the housing crisis

The number of empty homes in England has risen for the first time in 10 years and now accounts for around £50bn worth of the country’s property stock. Since 2008 when there were almost 327,000 properties sitting vacant across England, the number o...

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